FIRST ACCESS
About us
At First Access Lending we believe that homeownership is the foundation to building wealth in America. Our mission is to extend access to that wealth! We've partnered with investors to offer specialized second lien products and HELOCs allowing you to access the equity you've earned. We provide access for first-time homebuyers through education and down payment assistance programs. Access for the self-employed and creatively employed. And access to your next home or dream home.
First Access Lending is through East Coast Capital, a 25-year veteran in the mortgage industry. We have the foundation to deliver on our mission of access through specialized products, personalized consultation, comprehensive education, and unwavering integrity. We are committed to helping our clients achieve their financial goals.
About our Team
First Access Lending is led by Zach Bosson, who kicked off his mortgage career while finishing his degree at The Ohio State University (Go Bucks!). In 2014, he joined Lower.com as a founding member and helped it grow from the ground up into a top-30 national lender — serving as both a divisional leader and later Director of Strategy.
In 2023, Zach launched what would become First Access Lending with a mission to extend access to the wealth opportunities of homeownership. He also stays hands-on in real estate through First Access Properties LLC and First Access Advisory LLC, where he’s actively building a portfolio in the Baltimore market.
When he’s not thinking about mortgages or real estate, Zach can be found losing golf balls at an impressive pace, holding his own on a chessboard, or occasionally trading in the office for a snowy mountain. He also serves on the advisory boards of two startups and a nonprofit.